How to Register for E-Shram Card – Free Accident Insurance & Benefits for Unorganised Workers 2025

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The E-Shram Card is a government-issued identity card for India’s unorganised sector workers — construction workers, domestic help, street vendors, agricultural labourers, rickshaw pullers, and millions of daily-wage earners. Registered workers get a Universal Account Number (UAN), accident insurance cover of ₹2 lakh, and priority access to social security schemes. Registration is free and takes under 10 minutes. Here’s everything you need to know.

What is the E-Shram Card?

E-Shram is a national database of unorganised workers, built by the Ministry of Labour and Employment. The E-Shram card (also called NDUW card) gives workers:

  • A unique 12-digit Universal Account Number (UAN) that stays with you for life
  • ₹2 lakh accidental death / permanent disability insurance under PMSBY (free for the first year)
  • ₹1 lakh partial disability insurance
  • Direct access to government welfare schemes — PM-JAY health card, PM Awas Yojana housing, PM Kisan support, ONORC ration portability
  • Priority during natural disasters, pandemics, or economic distress

Who is Eligible to Register?

You can register for E-Shram if:

  • You are between 16 and 59 years of age
  • You are an unorganised sector worker (not a government employee, not a member of EPFO/ESIC)
  • You have an Aadhaar card linked to a mobile number

Workers Who Can Register

  • Construction workers (masons, labourers, painters, plumbers, electricians)
  • Agricultural workers (farm labourers, fishermen, animal husbandry workers)
  • Domestic workers (maids, cooks, drivers)
  • Street vendors, hawkers, auto-rickshaw drivers, delivery workers
  • Beedi workers, brick kiln workers, leather workers, weavers
  • Migrant workers, home-based workers, platform gig workers
  • Rag pickers, sanitation workers (not on government payroll)

How to Register for E-Shram Card Online

Step 1: Visit the E-Shram Portal

Go to eshram.gov.in and click “Register on E-Shram” on the homepage.

Step 2: Enter Aadhaar Linked Mobile Number

  1. Enter the mobile number linked to your Aadhaar card
  2. Enter the CAPTCHA and click “Send OTP”
  3. Enter the OTP received on your mobile number

Step 3: Aadhaar Verification

  1. Enter your 12-digit Aadhaar number
  2. Click “Send OTP” — an OTP will be sent to your Aadhaar-linked mobile
  3. Enter the OTP to verify your identity
  4. Your name, date of birth, gender, and address will be auto-filled from Aadhaar

Step 4: Fill Personal and Occupational Details

  1. Verify your personal details (name, DOB, gender, address)
  2. Select your occupation category (construction / agriculture / domestic help, etc.)
  3. Enter your monthly income (approximate)
  4. Enter your educational qualification
  5. Add family member details if applicable

Step 5: Enter Bank Account Details

Enter your bank account number and IFSC code for receiving any future direct benefit transfers. This is mandatory for activation of PMSBY insurance.

Step 6: Preview and Submit

  1. Review all entered details carefully
  2. Click “Submit” to complete registration
  3. Your 12-digit Universal Account Number (UAN) is generated instantly
  4. Download or save the E-Shram card as PDF

How to Register at a CSC (Offline / Assisted)

If you don’t have internet access, visit your nearest Common Service Centre (CSC) or Jan Seva Kendra:

  1. Carry your Aadhaar card, mobile number, and bank passbook
  2. The CSC operator will complete the registration for you
  3. Registration is free — do not pay any fee
  4. You’ll receive your E-Shram card on the spot or via SMS

Documents Required

Document Requirement
Aadhaar Card Mandatory — must be linked to a mobile number
Mobile Number Must be linked to Aadhaar for OTP
Bank Account Account number + IFSC for DBT benefits
IFSC Code Available on cheque book or bank passbook

How to Download Your E-Shram Card

  1. Visit eshram.gov.in and click “Already Registered”
  2. Enter your UAN or registered mobile number
  3. Verify with OTP
  4. Click “Download E-Shram Card” — save as PDF

The E-Shram card can be used as a valid identity document for applying to other government schemes.

Benefits Linked to E-Shram Card

PMSBY Accident Insurance (Free)

All registered E-Shram workers aged 18–59 get free accident insurance under PM Suraksha Bima Yojana (PMSBY) for the first year:

  • ₹2 lakh for accidental death or permanent total disability
  • ₹1 lakh for permanent partial disability

Access to Other Schemes

  • PM-JAY Ayushman Bharat — ₹5 lakh health insurance (if eligible)
  • PM Awas Yojana — housing assistance priority
  • One Nation One Ration Card (ONORC) — ration portability across states
  • PM Shram Yogi Maandhan — pension scheme for unorganised workers
  • BOCW Welfare Schemes — construction worker welfare (state level)

E-Shram Helpline and Support

  • Toll-Free Helpline: 14434
  • Official Portal: eshram.gov.in
  • Email: eshram-care@gov.in
  • CSC Locator: locator.csccloud.in

Frequently Asked Questions

Q: Can I update my details after registration?

Yes. Log in to eshram.gov.in and click “Update E-Shram Profile” to change your address, occupation, bank account, or family member details.

Q: Is the E-Shram card valid as address proof?

Yes. The E-Shram card with UAN is accepted as identity proof. For address proof, your Aadhaar address continues to be the primary document.

Q: What if my Aadhaar is not linked to my mobile number?

Visit your nearest Aadhaar Seva Kendra to link your mobile number to Aadhaar. This is mandatory for online E-Shram registration. Alternatively, use CSC-assisted registration via biometric verification.

Q: I already have an E-Shram card — can my family members also register?

Yes. Each eligible working family member can register separately and get their own UAN and insurance cover.

Q: Will E-Shram data be used to target welfare schemes during emergencies?

Yes. The government used E-Shram data to distribute cash assistance to unorganised workers during COVID-19. Being registered ensures you are included in future relief efforts.

Last updated: July 2025 | Source: Ministry of Labour and Employment — eshram.gov.in

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